Review the 2026 irmaa brackets to understand how income may impact Medicare Part B and Part D premiums. Federal Pension Advisors provides clear guidance to help retirees and near-retirees plan income, manage healthcare costs, and avoid unexpected Medicare surcharge increases. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge